Monarch Technologies Inc.
Investment Opportunity
Monarch Technologies is currently raising Series A capital in the amount of $5 million with a pre-money valuation of $28 million.
$2.7 Million in seed funding raised to date from 5 investors
With a foundation in 2019, Monarch Technologies (MTI) has excelled in developing money transmittal solutions tailored to the Cannabis sector. Our diverse product portfolio includes the user-friendly BFLI Mobile App coined "The Venmo of Cannabis" (B2C), seamless API based E-Commerce options for businesses (B2B), and essential governmental tax collection services for cities and municipalities (B2G).
Monarch Technologies has rapidly emerged as a trailblazer in financial technology solutions tailored for the dynamic Cannabis industry. With a growing customer base, we are poised to seize the opportunities presented by the rising demand for digital financial services in the compliance-heavy Cannabis sector, as well as other high-risk, cash-intensive markets.
With the Series A funding, Monarch plans to invest in further product development, integration with leading POS companies, enhance its sales and marketing efforts nationally, and expand its team of talented engineers and product specialists. The company is confident that this infusion of capital will enable it to solidify its market position and drive continued growth in the years to come.
Monarch Moves Money
Money Transmittal Services
At Monarch's heart beats the rhythm of financial movement. Our money transmission services play a vital role in shaping the modern financial landscape of the Cannabis industry. By securely and efficiently transferring funds, we empower seamless transactions across individuals, businesses, and financial entities. With Monarch, money flows legally and compliantly between parties of all Cannabis license types through our extensive network of financial institutions.
With the continuous advancement of technology, the realm of money transmittal services has witnessed remarkable growth, presenting users with a diverse array of options and features to cater to their varied financial needs. Through our detailed concierge onboarding process, Monarch gathers essential underwriting and compliance data, laying the foundation for an extensive roadmap that encompasses loan financing, escrow services, cash logistics, custom mobile payment apps, and a universal rewards system tailored for the Cannabis industry.
Products & Services
Monarch Tax Authority
Automated Taxation Processing for cities and states
Witness the Cannabis tax collection transformation with the Monarch Tax Authority (MTA) as it revolutionizes tax collection processes for cities, states, and regulatory bodies. The MTA program is an Automated Cannabis Tax Revenue Collection System ("ACTRCS") which produces instantaneous tax calculation invoices, payments, efficient remittance and accurate reporting. This forward-thinking approach not only boosts Cannabis tax revenues at the city and state level but also cuts administrative costs dramatically compared to traditional, manual and self reporting methods.
Mobile Cannabis Payments "The Venmo for Cannabis"
BFLI offers a seamless, cashless payment solution for B2C and B2B Cannabis License holders and their customers, ensuring compliance and efficiency. Cannabis operators can have their purchasing funds deposited directly into their bank accounts within 1 to 3 business days. This reduces the dangerous, expensive and money laundering likeliness of dealing with cash.
API Back Office Payment and Settlements
Direct integration ACH payments
Monarch offers developers a powerful and seamless integration platform, perfect for incorporating into a wide range of identity, purchasing, and payment applications. Serving as the behind-the-scenes engine for processing and settling ACH-based payments.
Private Label Terminals
Monarch branded terminals for BFLI payments now and card payments when federally legal
Experience Monarch's bespoke Android terminal driving our BFLI mobile app today, packed with cutting-edge capabilities like swipe, dip, and tap, poised for the future federal legalization.
Current Status, Licensing and Certifications
Monarch Technologies Inc. is a fully licensed Money Transmittal Service Provider (NMLS 1908316) and an Agent of Payee in multiple states. The company holds primary licensing and certifications for money transmission and financial services, allowing it to operate across multiple states.
Specifically, Monarch currently holds NACHA Third Party Sender certifications with multiple financial institutions. This enables the company to take a compliant bank-to-bank payment transaction in 39+ states, ensuring it is operating within all necessary regulatory frameworks.
These core licensing and certification achievements are foundational to Monarch's ability to provide innovative financial solutions to its growing client base. As the company continues to expand its reach and services, this strong compliance foundation will remain a key competitive advantage.
Money Transmittal Licensing
Monarch is current licensed in 2 states, AZ and OR with NV coming online in January 2025. CA, MI, CO, NY are slated for completion by the end of 2025. Monarch is a contracted Agent of Payee in all states hat do not require an MTL for moving money.
Third Party Sender (TPS)
Monarch is registered with FinCen as a Money Services Business (MSB) and is a NACHA compliant Third Party Sender with multiple financial institutions.
Compliant in 39+ states
Monarch can process complaint bank-to-bank payment (ACH) transaction in 39+ states for medicinal and recreational Cannabis license holders.
Traction
Monarch supports a network of 45 innovative brands and 2 cities in California, with our reach extending to retail stores, delivery services, e-Com brands, automated kiosks, vending machines and partnerships with cities and governmental agencies. Our diverse portfolio allows us to serve a wide range of customers and industries, from local businesses to large-scale enterprises.
Looking ahead, Monarch is poised for significant growth. With our deep POS integrations slated for Q1 & Q2 2025, we will be able to seamlessly connect our services to over 1,000 Cannabis license holders before the end of 2025. This expansion will enable us to provide our cutting-edge financial solutions to an even broader customer base, solidifying Monarch's position as a leader in the industry.
2Mouths Dhs Llc, Abundense, B2B Biotech, Black Lion Farms, Calihouse
Canndescent, Cholorplant, City Greens, City of Desert Hot Springs, City of Lancaster
Desert Green Gardens, Desert Revolutions Group, Desert Spirits, Dhs 1I Llc, Dhs Compassionate Care
Dhs Organic Harvest, Fdas Ada B1 Llc, Green Garden Cultivation, Green Pearl, High Creations
Leafy Jungle, Lftg Inc., Microbuddery, Morongo C6, New Green Acres
Pharm Fresh, Qdgreen, San Jac Facilities, The Coughy Shop, The Level Collection
The Levine And Leeds Corp, The Magic Palms Llc, Thrive
Business Model
Monarch's revenue comes from 5 primary services. Integration, SaaS, payment processing, cash logistics and private label mobile wallet fees.
Integration & Licensing Fees
When bringing on a new city for our MTA tax automation services, there is a one time integration fee and a yearly licensing fee and a pay for performance collection fee for each license holder.
Saas Fees
Merchants pay a monthly platform fee for accessing various payment options. These include access to our mobile app infrastructure, business invoicing, API access, monthly compliance and customer services fees.
Processing Fees
Each transaction that's processed carries a combination of discount rate, per item fee or a flat rate pricing model. Since Monarch owns it's own banking relationships, profit margin on processing fees are substantial.
Cash Logistics
Transport cash from merchants to our financial partners with just two fees: one for transport and one for processing. Fees start at $100 per pickup and 0.5% for cash processing.
Private Label Mobile Wallets
One-time creation fee plus monthly processing fees for organizations with a financial focus.
Investment Terms
Monarch is seeking capital to supercharge our growth, seeking visionary investors who champion our mission and see the boundless potential in the Monarch money transfer platform.
Monarch is actively securing funding in two key areas: Bridge Financing and Series A Investment, fueling our expansion plans.
Bridge Financing

Seeking $150,000 via convertible note or debt financing.
Purpose: Fuel immediate operations and short term growth while accelerating our path to Series A.
Benefits to Bridge Investors: Early access and potential discount to Series A valuation; opportunity to de-risk investment through observation of near-term milestones.
Series A Financing
Seeking $5 million for a 15% equity stake.
Use of Funds: Expanding our MTL lisencing into key states, scaling up our sales and marketing teams nationwide, forging deep partnerships with the top 5 POS companies in the Cannabis sector for widespread adoption. Preparing for federal regulations, we're integrating seamlessly into mainstream POS systems. Our goal? Streamlining boarding, compliance, commissions, and settlements for thousands of merchants with automated precision.
Growth Trajectory: Set sights on achieving a $3 million EBDTIA revenue milestone within the next 36 months, paving the way for an exit or acquisition.
Executive Team
Christian Fea
Co-Founder, CEO, CTO
  • 28 Years in startups, payments, banking, compliance and architecting large scale fintech platforms.
Jack Robinson
Co-Founder & Investor
  • 15 years in corporate banking and institutional investing.
James Wilk
Chief Experience Officer (CXO)
  • 25+ years in corporate C-Suite finance, user experience and human resources.
Chris Wilson
City & State regulatory compliance & taxation
  • 7+ years in city & statewide legislation & regulatory efforts around Cannabis compliance & taxation
Expanded Bio's available upon request.
Contact Info
Christian Fea
Founder & CEO

Schedule a call: https://gomonarch.link/bookacall
805-316-7078
christian@monarch.is